Terms of Use

1. Acceptance of Terms

By accessing and using the CruiseInsurance.co.nz website and our services, you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use this service.

2. Role of CruiseInsurance.co.nz

CruiseInsurance.co.nz is a comparison and referral service, not an insurance underwriter. We provide general information about cruise insurance and connect users with licensed insurance advisers and providers. We do not provide insurance directly.

3. General Information Only

All information on this website is general in nature and does not constitute personalised financial advice. You should consult a licensed financial adviser before making insurance decisions. We make no warranty about the accuracy or completeness of information on this site.

4. Intellectual Property

All content on this website is the property of Cover4You or its content suppliers and is protected by copyright laws. You may not copy, reproduce, or distribute content without our written permission.

5. Limitation of Liability

To the maximum extent permitted by law, CruiseInsurance.co.nz and Cover4You shall not be liable for any indirect, incidental, or consequential damages arising from use of this website or reliance on its content.

6. Governing Law

These terms are governed by the laws of New Zealand. Any disputes shall be resolved in New Zealand courts.

7. Contact

hello@cover4you.co.nz