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Cruise Insurance
We compare multiple NZ cruise insurers side-by-side so you find the best cover for your voyage — wherever you're cruising. Save time, save money, and buy direct from NZ$180.
Our cruise insurance experts have done the hard work — so you don't have to. Unlimited medical cover, cabin confinement & emergency evacuation all in one place.
Critical:Standard travel insurance doesn't cover cabin confinement, missed port departure, or maritime medical evacuation. You need cruise-specific cover.
NZ's cruise insurance experts · Save time & money · Free to compare · Buy direct · Best offers compared
Top Cruise Insurance Providers
Buy direct online — cover starts immediately once purchased.
1Cover
8,420 reviews · Claims: 4.5/5 · Est. 2003
“NZ's most popular cruise specialist — dedicated cruise cover available”
Cover-More
12,300 reviews · Claims: 4.4/5 · Est. 1986
“Global insurance giant with specialist cruise cover and strong medical limits”
InsureandGo
4,800 reviews · Claims: 4.1/5 · Est. 2000
“Flexible cruise insurance options with competitive pricing for seniors”
What Cruise Insurance Covers
Cruise-specific cover for the risks that standard travel insurance doesn't protect against.
Unlimited Medical Expenses
Full coverage for onboard and shoreside medical treatment — no dollar caps.
Emergency Evacuation
Helicopter/aircraft evacuation from ship to medical facilities. Costs $15,000–$150,000+ covered.
Cabin Confinement
Daily cash benefit when illness keeps you confined to your cabin and missing excursions.
Trip Cancellation
Full reimbursement of pre-paid non-refundable costs if you can't travel for a covered reason.
Missed Port Departure
Cover to catch your ship at the next port if you miss embarkation due to a flight delay.
Medical Repatriation
Air ambulance transport back to NZ for ongoing treatment after an overseas medical emergency.
Pre-Existing Conditions
Most conditions can be covered with full disclosure — heart disease, diabetes, and more.
Luggage & Belongings
Cover for lost, stolen, or damaged baggage and personal effects throughout your voyage.
Insurance by Destination
Hover over a region to explore — click to compare cruise insurance for that destination.
Cover for Every Traveller
Specialist cruise insurance tailored to who you are and how you travel.
Singles Cruise Insurance
Specialist cover for solo Kiwi cruisers
Couples Cruise Insurance
One policy covers both of you — save on cruise cover
Family Cruise Insurance
One policy covers the whole family on your cruise
Seniors Cruise Insurance
Specialist cruise cover for New Zealanders over 60
Pre-Existing Medical Insurance
Cruise cover for travellers with pre-existing health conditions
First Timers Cruise Insurance
Everything first-time cruisers need to know about cruise cover
Multi Cruise Insurance
Annual cruise cover for multiple voyages in one year
Annual Cruise Insurance
Year-round cruise coverage for regular cruisers
How It Works
Compare NZ's leading cruise insurance providers and buy direct online in minutes.
Compare Providers
Browse our side-by-side comparison of NZ's top cruise insurance providers — coverage, pricing, and ratings all in one place.
Choose Your Cover
Filter by destination, traveller type, and features. Find the policy that fits your cruise, budget, and any pre-existing conditions.
Buy Direct Online
Click through to your chosen provider and buy your policy directly online — instantly, no waiting for callbacks.
Cruise With Confidence
Set sail knowing you're protected for onboard medical emergencies, evacuations, cancellations, and everything in between.
Common Questions
Do I need cruise insurance if I already have travel insurance?
Does my NZ health insurance cover me on a cruise?
What is cabin confinement cover?
What is missed port departure cover?
Does cruise insurance cover sea sickness?
Latest Articles
View all →
Cruise Insurance Guide: Navigating the Waters of Financial Protection
A comprehensive guide to cruise insurance for New Zealand travellers — covering medical emergencies, trip cancellation, cabin confinement, and everything you need to know before you sail.
Essential Cruise Insurance Tips for Kiwi Travellers
Expert tips on choosing the right cruise insurance policy — what to look for, what to avoid, and how to make sure you're fully protected on your next voyage.
Understanding Your Cruise Insurance Options
From single-trip to annual policies, from domestic to worldwide cover — a comprehensive breakdown of all your cruise insurance options and which suits your travel style.
Ready to Cruise with Confidence?
Compare NZ's top cruise insurance providers and buy direct online. Cover starts immediately.
Compare All Providers →Free to compare · Buy direct · Cover starts immediately
Standard travel insurance is designed for land-based holidays. Cruise holidays require dedicated cruise cover — including cabin confinement, missed port departure, and maritime medical evacuation.