Privacy Policy

This Privacy Policy explains how Cover4You & CruiseInsurance.co.nz ("we," "us," or "our") collects, uses, protects, and shares your personal information when you use our website or services.

1. Information We Collect

We collect information you provide when requesting quotes, including your name, email address, phone number, travel details, and any health information relevant to insurance assessment. We also collect standard website usage data including IP addresses, browser type, and pages visited.

2. How We Use Your Information

We use your information to: provide insurance comparison and referral services; connect you with licensed insurance advisers; respond to your enquiries; comply with legal obligations; and improve our services.

3. Information Sharing

We may share your information with licensed insurance providers and advisers for the purpose of providing quotes. We do not sell your personal information to third parties. We may share information where required by law.

4. Data Security

We implement appropriate technical and organisational security measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction.

5. Your Rights

Under the Privacy Act 2020, you have the right to access personal information we hold about you, request corrections, and in certain circumstances request deletion. Contact us at hello@cover4you.co.nz to exercise these rights.

6. Cookies

We use cookies to improve website functionality and analyse usage. You can control cookies through your browser settings, though this may affect website functionality.

7. Contact

For privacy enquiries: hello@cover4you.co.nz