Solo Travellers

Singles & Solo Cruise Insurance

Specialist singles cruise insurance for solo Kiwi travellers. Comprehensive cover for cabin confinement, medical emergencies & cancellation.

Solo traveller specialist cover

Unlimited medical expenses & evacuation

Cabin confinement daily benefit

Single supplement cover if cabin mate cancels

Emergency companion assistance

No excess for solo medical claims

Compare & Buy Online

We compare multiple cruise insurers so you don't have to.

Compare Providers

Compare multiple insurers — we do the hard work

Save time and money — buy direct online

So you don't have to — cover starts instantly

✓ Unlimited Medical✓ Emergency Evacuation✓ Cabin Confinement✓ 24hr Response✓ Free Quotes

Coverage Highlights

Solo traveller specialist cover

Unlimited medical expenses & evacuation

Cabin confinement daily benefit

Single supplement cover if cabin mate cancels

Emergency companion assistance

No excess for solo medical claims

The Unique Risks Solo Cruisers Face

Cruising alone is an incredibly rewarding experience — the freedom to explore at your own pace, meet new people, and embrace adventure on your terms. But solo cruising comes with specific risks that couples and families don't face, and your cruise insurance should reflect that.

Medical Emergencies Without Support

When you're travelling alone and face a medical emergency, you don't have a partner or family member to assist, make decisions on your behalf, or coordinate with your insurer. Solo traveller cruise insurance includes 24/7 emergency assistance specifically designed to support you when you're on your own.

The Single Supplement Problem

If your cabin companion cancels their trip, most cruise lines will charge you the "single supplement" — often 50–100% of the original cabin cost. Solo cruise insurance can cover this additional charge when your travelling companion cancels for covered reasons.

What Singles Cruise Insurance Covers

Unlimited Medical Expenses

All onboard and shoreside medical costs with no dollar limits.

Emergency Medical Evacuation

Full evacuation costs — with solo travellers often needing faster response times.

Cabin Confinement

Daily benefit if illness confines you to your cabin — helping offset the excursions you're missing.

Emergency Companion Assistance

If hospitalised, your insurer can arrange and cover a companion to travel to be with you.

Cancellation & Trip Interruption

Full reimbursement of non-refundable costs if you must cancel or cut your trip short.

Who Should Get Singles Cruise Insurance?

Any solo traveller on any cruise — domestic NZ, South Pacific, or international. Age doesn't matter; the risks are the same whether you're 25 or 75.

Frequently Asked Questions

Do I need cruise insurance if I already have travel insurance?

Yes — standard travel insurance typically does not cover the unique risks associated with cruising. You need to either add a cruise extension to your existing policy or purchase dedicated cruise insurance. Standard policies often exclude cabin confinement, miss-port departure, and have inadequate limits for maritime medical evacuations.

Does my NZ health insurance cover me on a cruise?

No. Once your ship departs port — even on domestic NZ cruises — you are in a maritime environment where standard NZ health insurance does not apply. Ship's doctors charge private rates, and onboard medical costs are entirely your responsibility without cruise insurance.

What is cabin confinement cover?

Cabin confinement cover provides a daily cash benefit (typically $100–$250/day) if illness or injury keeps you confined to your cabin. Since you've paid for excursions and activities you can't enjoy, this benefit helps compensate for the experience you're missing out on.

What is missed port departure cover?

If your connecting flight or transport to the cruise embarkation port is delayed or cancelled due to a covered reason, missed port departure cover pays for you to catch up with your ship at the next port — including flights, accommodation, and meals while you wait.