International

International Cruise Insurance

International cruise insurance for NZ travellers. Covering singles, couples, families & over 50s with pre-existing conditions. Up to 35% off.

Unlimited medical coverage worldwide

Emergency maritime evacuation globally

Medical repatriation to NZ from anywhere

Multi-country protection in one policy

⚠️ Medical costs vary $10,000–$15,000+/day depending on region

⚠️ Repatriation from international ports: $50,000–$180,000

⚠️ NZ health coverage is invalid outside NZ territorial waters

Compare & Buy Online

We compare multiple cruise insurers so you don't have to.

Compare Providers

Compare multiple insurers — we do the hard work

Save time and money — buy direct online

So you don't have to — cover starts instantly

✓ Unlimited Medical Cover✓ Emergency Evacuation✓ Cabin Confinement✓ Pre-Existing Conditions✓ Free Quotes

What's Covered

Unlimited medical coverage worldwide

Emergency maritime evacuation globally

Medical repatriation to NZ from anywhere

Multi-country protection in one policy

Covers 5–15+ countries in a single cruise

Pre-existing conditions available to cover

Why International Cruise Insurance is Essential

International cruises take you across multiple countries and thousands of nautical miles from home. The medical and financial risks are proportionally larger — and the consequences of being uninsured are potentially catastrophic.

The Reality of International Medical Costs

Medical costs at sea and in international ports vary dramatically by region:

|--------|------------------|-----------------|

What International Cruise Insurance Covers

Unlimited Medical Expenses Worldwide

No dollar limits on treatment across all international medical facilities your itinerary covers.

Emergency Maritime Evacuation

Helicopter or fixed-wing evacuation from ships in international waters — one of the most expensive emergency scenarios.

Medical Repatriation to NZ

Air ambulance transport from any international port back to New Zealand — costs of $50,000–$180,000 covered.

Missed International Connections

Coverage for missed flights to catch your cruise at international embarkation ports.

Frequently Asked Questions

Do I need cruise insurance if I already have travel insurance?

Yes — standard travel insurance typically does not cover the unique risks associated with cruising. You need to either add a cruise extension to your existing policy or purchase dedicated cruise insurance. Standard policies often exclude cabin confinement, miss-port departure, and have inadequate limits for maritime medical evacuations.

Does my NZ health insurance cover me on a cruise?

No. Once your ship departs port — even on domestic NZ cruises — you are in a maritime environment where standard NZ health insurance does not apply. Ship's doctors charge private rates, and onboard medical costs are entirely your responsibility without cruise insurance.

What is cabin confinement cover?

Cabin confinement cover provides a daily cash benefit (typically $100–$250/day) if illness or injury keeps you confined to your cabin. Since you've paid for excursions and activities you can't enjoy, this benefit helps compensate for the experience you're missing out on.

What is missed port departure cover?

If your connecting flight or transport to the cruise embarkation port is delayed or cancelled due to a covered reason, missed port departure cover pays for you to catch up with your ship at the next port — including flights, accommodation, and meals while you wait.