Asia

Asian Cruise Insurance

Asian cruise insurance for NZ travellers. We cover singles, couples, families & over 50s with pre-existing conditions. Get insured now and save.

Unlimited medical coverage throughout Asia

Multi-country protection across 5–15 countries

Emergency evacuation across varied Asian ports

Medical repatriation to NZ

⚠️ Medical pricing varies enormously: Singapore/Japan are very expensive, rural ports have poor facilities

⚠️ Multi-country itineraries require comprehensive cover across all destinations

⚠️ Language barriers in medical emergencies

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✓ Unlimited Medical Cover✓ Emergency Evacuation✓ Cabin Confinement✓ Pre-Existing Conditions✓ Free Quotes

What's Covered

Unlimited medical coverage throughout Asia

Multi-country protection across 5–15 countries

Emergency evacuation across varied Asian ports

Medical repatriation to NZ

Trip cancellation & interruption

Missed port departure

What Asian Cruise Insurance Covers

Asian cruises offer extraordinary variety — from the gleaming modernity of Singapore and Hong Kong to ancient Japanese ports, Vietnamese bays, and Indonesian islands. This diversity of destinations comes with equally diverse medical infrastructure and costs.

Medical Costs Vary Dramatically Across Asia

Medical pricing across Asia varies more than almost any other region. Singapore and Japan rival Western countries for medical costs, while rural ports in Indonesia or Vietnam may have only basic facilities. Your cruise insurance must cover the full range.

Medical Cost Benchmarks Across Asia:

Singapore/Japan: $500–$1,500 per hospital day

Hong Kong/South Korea: $400–$1,000 per hospital day

Thailand/Malaysia: $200–$600 per hospital day

Vietnam/Indonesia/Philippines: $100–$400 per hospital day (but limited facilities mean evacuation is often required)

Emergency Evacuation Across Asian Ports

Medical evacuation from remote Asian ports can be particularly complex, involving ground transport to an airstrip, fixed-wing aircraft to a major city, and potentially onwards to NZ. Costs: $40,000–$120,000. Your policy covers this in full.

Frequently Asked Questions

Do I need cruise insurance if I already have travel insurance?

Yes — standard travel insurance typically does not cover the unique risks associated with cruising. You need to either add a cruise extension to your existing policy or purchase dedicated cruise insurance. Standard policies often exclude cabin confinement, miss-port departure, and have inadequate limits for maritime medical evacuations.

Does my NZ health insurance cover me on a cruise?

No. Once your ship departs port — even on domestic NZ cruises — you are in a maritime environment where standard NZ health insurance does not apply. Ship's doctors charge private rates, and onboard medical costs are entirely your responsibility without cruise insurance.

What is cabin confinement cover?

Cabin confinement cover provides a daily cash benefit (typically $100–$250/day) if illness or injury keeps you confined to your cabin. Since you've paid for excursions and activities you can't enjoy, this benefit helps compensate for the experience you're missing out on.

What is missed port departure cover?

If your connecting flight or transport to the cruise embarkation port is delayed or cancelled due to a covered reason, missed port departure cover pays for you to catch up with your ship at the next port — including flights, accommodation, and meals while you wait.