Compare Cruise Insurance
All major cruise insurance providers let you buy direct online in minutes. Compare coverage, ratings, and pricing — then click through to get your quote.
Disclosure: This comparison is free to use. We may earn a referral commission when you purchase through our links — this does not affect the price you pay or our editorial independence.
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1Cover
8,420 reviews · Claims: 4.5/5 · Est. 2003
“NZ's most popular cruise specialist — dedicated cruise cover available”
Cover-More
12,300 reviews · Claims: 4.4/5 · Est. 1986
“Global insurance giant with specialist cruise cover and strong medical limits”
InsureandGo
4,800 reviews · Claims: 4.1/5 · Est. 2000
“Flexible cruise insurance options with competitive pricing for seniors”
Southern Cross Travel
18,500 reviews · Claims: 4.8/5 · Est. 1982
“NZ's most trusted travel insurer — excellent claims service and cruise cover”
Allianz Partners
9,100 reviews · Claims: 4.3/5 · Est. 1890
“Global insurance giant with comprehensive worldwide cruise protection”
Travel Insurance Direct
6,200 reviews · Claims: 4.2/5 · Est. 2000
“Competitive pricing with solid cruise cover — good value for budget-conscious travellers”
Coverage Comparison
| Feature | 1Cover ~$280 | Cover-More ~$310 | InsureandGo ~$265 | Southern Cross Travel ~$295 | Allianz Partners ~$340 | Travel Insurance Direct ~$245 |
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| Unlimited Medical Cover | ~ | |||||
| Emergency Evacuation | ||||||
| Cabin Confinement | ~ | |||||
| Missed Port Departure | ~ | |||||
| Trip Cancellation | ||||||
| Pre-Existing Conditions | ~ | ~ | ~ | |||
| Annual Multi-Trip | ||||||
| Buy Online Instantly | ||||||
| Cruise-Specific Product | ||||||
| Overall Rating | 4.6/5 8,420 reviews | 4.5/5 12,300 reviews | 4.2/5 4,800 reviews | 4.7/5 18,500 reviews | 4.4/5 9,100 reviews | 4.3/5 6,200 reviews |
| Get Quote | Buy Online | Buy Online | Buy Online | Buy Online | Buy Online | Buy Online |
✓ = Included as standard · ~ = Available with conditions or as add-on · Premiums shown are indicative for a couple under 65 on a South Pacific cruise. Always confirm coverage details on the provider's site before purchasing.
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